Posts by Gregg Williams

Based on a USA Today Investigation, it has been shown that there are “hundreds of impaired drivers on the road” in violation of federal regulations that say commercial truck drivers should take a 10 hour break approximately every 14 hours. Unfortunately, many of these commercial truck drivers are not adhering to this very important regulation,…

In New Jersey, driving while using a cellphone, whether it is talking, texting, or emailing, is banned. As distracted driving leads to thousands of car crashes, many of them fatal, the legislature is cracking down its laws. New Jersey’s cellphone and texting laws are deemed “primary” laws, which means that a police officer can pull…

The first reaction people have when they are involved in a motor vehicle or fall down accident is almost always masked with a rush of adrenaline. When an accident first occurs, initial feelings of being disoriented and perhaps even frenzied are common. It is important, however, to try to keep your wits intact and to…

In all standard New Jersey auto insurance policies the insured is provided with PIP coverage. PIP provides medical benefits to the insured, relatives of his/her household and occupants of the vehicle when involved in a car accident that involves an “automobile”. Not all vehicles are considered an “automobile.” For example, motorcycles, buses, cabs, and limousines…

Now that ride sharing has become the new norm of transportation, there have been developments in the law that everyone should be aware of. With more drivers on the road, there have inevitably been more accidents. It is important to understand how PIP and UIM/UM operate when ride sharing enters into the scenario. The law…

In New Jersey, employers are required to maintain workers compensation insurance for their employees. If you are injured while in the scope of your employment, then you are entitled to three things: medical benefits, temporary benefits, and a permanency award. Your employer’s workers compensation insurance will provide medical aide to you with their authorized treating…

One of the initial decisions you will have to make when enrolling in a car insurance policy is selecting health care primary or personal injury protection, known as PIP. When you are injured in a car accident, the issue arises as to who will take care of your medical treatment and cover your medical expenses.…

Imagine getting into a car accident that was not your fault and getting severely and permanently injured. Now imagine suing the person who caused the accident, only to discover that the person has a mere $15,000 in liability coverage. Is that $15,000 really going to compensate you for your injuries, pain and suffering, wage loss,…